If you have received a letter denying your Iowa workers’ compensation claim it can be upsetting and frustrating. When you are injured at work, whether in a work-related accident, by a repetitive stress condition or an occupational disease resulting from exposure to harmful materials or substances, you expect your company and its insurer to back you up.
There are various reasons why your claim may be denied. One of the most common reasons a workers’ compensation claim is denied is because the report was not filed in time. By law, you are required to report your injury or illness to your employer and, in turn, the employer must report your claim to the state and their workers compensation insurance carrier all within a specific time-frame. Failure to do so may result in the denial of workers’ compensation benefits.
Another common reason for denial is that your employer disputes the claim, stating that the accident did not occur during work or that your current illness or injury is not related to the accident or work conditions. Unfortunately, sometimes employers and the insurance companies may look for reasons to deny your claim with an eye on saving money.
Workers’ Compensation Appeal
If you are denied, it is important to read the claim denial letter carefully to discern the reason given for denial and the deadline for appeal. If it is your intention to appeal the decision, the notification stating your workers’ compensation claim was denied may also describe how you can appeal the denial of your claim.
It may be that some of the necessary documentation is missing or a mistake was made on the part of your employer or insurance company that can be easily cleared up. It may be worthwhile to give the employer or insurer a call to to make the necessary changes or additions to your claim to get things back on track.
Iowa Denied Workers’ Compensation Claim Attorneys
If there is more to the denial, you may schedule a hearing to appeal the ruling where you will be required to present medical and other factual evidence to support your workers’ compensation claim. At this stage, it is advisable to secure the help of a knowledgeable Iowa workers’ compensation appeal attorney because you do not want to lose your rights to your claim simply because you lack the knowledge and experience to prepare a strong case. If you need help with an Iowa workers’ compensation denial, contact the Law Offices of McDonald, Woodward & Carlson PC for help today.