When you are injured on the job, you may be entitled to Iowa workers’ compensation. Sometimes, there are third parties involved in the accident, which may result in an additional third party liability personal injury claim.
Understanding the differences between your workers’ compensation benefits and third party liability claims when injured on the job will ensure that you receive all of the compensation you are entitled to.
In most workers’ compensation cases, there are two parties involved: the injured worker and his or her employer. If you are a commercial truck driver, for example, and are involved in an motor vehicle accident with another driver, you could seek workers’ compensation benefits because you were injured on the job.
Third party liability in a similar scenario comes into play when your injuries are caused by the negligence of the other driver. Not only will you have a workers’ compensation claim because you were hurt on the job, you may be able to pursue a personal injury claim against the negligent driver.
Third party claims such as these allow workers to recover damages for pain and suffering, current and projected lost wages, along with benefits provided by workers’ compensation. Thorough knowledge of how these two complex systems interact is key to maximizing your benefits.
Contact an Iowa Third Party Injury Claims Lawyer
Experience Matters – put decades of job injury experience on your side!
If you or a family member has been injured in a workplace accident, an experienced attorney can help you to get the benefits you are entitled to. The Davenport workers’ compensation and personal injury attorneys of McDonald, Woodward & Carlson PC have successfully represented injured Iowans in personal injury and workers’ compensation claims for decades. Contact our offices for assistance today at 563-355-6478.