If your Iowa workers’ compensation claim is denied, the first step is to try and work out the dispute with the employer and/or the workers’ compensation insurer. Sometimes more information is needed or a step missed, which can be easily rectified so that benefits can be paid. However, if that is not the case and the injured worker cannot resolve the dispute with their employer or insurer, they can request a hearing with the Iowa Workers’ Compensation Commissioner. A deputy workers’ compensation commissioner will look at the evidence, hear arguments, and accept briefs from both parties before issuing a ruling based on established laws and codes. If the worker is not satisfied with the outcome, they may then appeal the ruling directly to the Iowa Workers’ Compensation Commissioner who will make the agency’s final decision. If, at this juncture, you believe that the ruling was not just, workers may wish to appeal the judicial review process in the Iowa courts.
Why Workers’ Comp Claims are Denied
In denying your work comp claim, it may be that the insurer is trying to reduce the amount they have to pay blaming your injury on a preexisting condition or saying that it is not work related. They may deny your claim or reduce benefits without a good or just reason leaving injured workers wondering what they can do to fight back. However, sometimes there are valid reasons that may result in the denial of workers’ compensation such as a lack of evidence; statute of limitations; the fact that an employee was impaired; violation of laws or policies and more. Because workers’ compensation claims are sometimes unfairly denied, it is important to work with an experienced workers’ compensation attorney to discuss your case. Often times, appealing a workers’ comp denial with the help of an experienced and knowledgeable workers’ comp benefits attorney can mean all the difference when dealing with an insurer or if you take your case to the Iowa Workers’ Compensation Commissioner or to the Iowa courts. If you have been denied Iowa workers’ compensation benefits, contact the Davenport workers’ compensation attorneys of McDonald, Woodward & Carlson PC to discuss your case at 563-355-6478.