If you are denied workers’ compensation following a work injury, it is not the end of the road. It may just be a matter of submitting missing documentation or answering questions to get you application back on track. However, sometimes benefits are denied for other reasons. Despite your efforts to prove eligibility, the insurer may… Read More »
The Workers’ Compensation Process
Most employers carry workers’ compensation insurance to cover workers if they are injured on the job, whether it be an accident that caused the injury or the development of a health condition such as hearing loss as a result of performing the job. The Workers’ Compensation Process When you are injured at work, seek medical… Read More »
Should I Take a Lump Sum Workers’ Compensation Settlement?
When you are injured while working, you are likely entitled to workers compensation benefits to cover medical bills and missed wages. Sometimes an insurance company will offer to settle your workers compensation claim, offering a lump sum payment rather than paying weekly or biweekly benefits. If you accept a lump sum, you waive your rights… Read More »
Benefits Available When You Are Injured at Work
When you are injured at work, your employer must pay for all reasonable and necessary medical care to treat your work injury, including reasonable and necessary travel expenses to undergo treatment. If you miss days of work related to your injury, you may be entitled to weekly disability payments. Either the employer’s insurance company or… Read More »
Workers’ Comp Weekly Benefits Payable
When you or a loved one is injured at work, you may be entitled to workers compensation benefits. Many who are out of work due to an injury wonder what weekly benefits will be paid as they recover from their injury. Types of Disability Benefits First it is worthwhile to look at the types of… Read More »
PPD Benefits Based on Functional Impairment
When a work injury results in a permanent impairment, a permanent restriction, or an inability to earn wages similar to those earned before your injury, an injured employee may be entitled to Permanent Partial Disability (PPD) benefits. If your injury is to a scheduled member – an arm, hand, finger, toe or other member –… Read More »
Workers’ Comp for Car Accidents During the Commute
In a January 4 Letter of Interpretation, the Occupational Safety and Health Administration (OSHA) directed employers to record certain commuting injuries as “tasks that are conditions of employment”. Typically if a worker is injured in a motor vehicle accident during the normal commute to and from work, it is not considered a work related and… Read More »
Workers’ Compensation for Healthcare Professionals
Healthcare workers routinely face hazards in the workplace such as exposure to blood borne pathogens, x-ray imaging, respiratory illnesses, and ergonomic injuries caused when assisting patients and performing repetitive tasks. According to OSHA, U.S. healthcare providers experienced over a million injuries and illnesses causing at least 1 day of missed work in 2020, a staggering… Read More »
Difference Between Workers Compensation and Third Party Injury Claims
Most employers are required to purchase workers’ compensation insurance policies to cover an employee’s medical, rehabilitation and disability (wage replacement) costs if the employee is injured at work. Workers’ compensation may also pay death benefits if a worker is killed in a work related incident. Workers’ compensation provides these benefits to injured employees in exchange… Read More »
Workers’ Comp for Vaccine Injury
On April 20, 2021, OSHA released guidance to employers regarding potential plans to mandate Covid 19 vaccines, stating that if vaccines are required for employment, any adverse reactions to the vaccine will be considered ‘work related’ and, therefore compensable under workers’ compensation. According to a recent Wall Street Journal article, the clarification comes as an… Read More »